Delhi Lakshmi Yojana 2026 – Short Information
Hello friends! Here is an important update for women living in Delhi. The Department of Women and Child Development, Government of NCT of Delhi, has started online registration for the Delhi Lakshmi Yojana 2026, which was previously known as the Mahila Samriddhi Yojana.
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Under this welfare scheme, eligible women from economically weaker families in Delhi will receive financial assistance of ₹2,500 per month. The scheme aims to improve women’s financial independence, savings habits and overall economic security.
The Delhi Government has made a budgetary provision of ₹5,110 crore for the scheme and has estimated that more than 17 lakh women could benefit from it.
Women aged between 21 and 60 years who satisfy the income, residence and other eligibility conditions can apply through the official portal.
The scheme provides two payment options. Beneficiaries can receive ₹1,500 in an RD/FD account and ₹1,000 through a CBDC wallet, or choose to deposit the entire ₹2,500 into an RD/FD account.
If you or someone in your family may qualify, read this article carefully to understand the eligibility criteria, exclusion conditions, required documents, payment options and online registration procedure.
Delhi Lakshmi Yojana 2026 – Overview
| Particulars | Details |
|---|---|
| Scheme Name | Delhi Lakshmi Yojana 2026 |
| Former Name | Mahila Samriddhi Yojana |
| Department | Women and Child Development Department |
| Government | Government of NCT of Delhi |
| Beneficiaries | Eligible women residents of Delhi |
| Financial Assistance | ₹2,500 per month |
| Annual Financial Assistance | ₹30,000 |
| Age Limit | 21 to 60 Years |
| Annual Family Income | Maximum ₹2,50,000 |
| Registration Start Date | August 1, 2026 |
| Last Date | No fixed last date announced; registration remains open throughout the year |
| Application Fee | No separate application fee is specified in the scheme guidelines |
| Application Mode | Online |
| Scheme Duration | Initially 3 Years |
| Official Portal | https://dly.delhi.gov.in/ |
| Scheme Status | Registration Open |
Important Dates – Delhi Lakshmi Yojana 2026
| Event | Date |
|---|---|
| Online Registration Start Date | 01 August 2026 |
| Scheme Effective Date | 01 August 2026 |
| Last Date to Apply | No fixed last date |
| Registration Status | Open |
| Scheme Duration | 3 Years from Launch |
Important: According to the official guidelines, registration will remain open throughout the year through the online portal.
The last day of every month will be treated as the cut-off date for considering applications received during that month. Applications received by the cut-off date may become eligible for benefits from the following month, subject to verification and approval.
For example, an eligible application received by the end of a particular month may be considered for benefits from the next month after approval.
Application Fee
There is no separate application fee specified in the published scheme guidelines.
Applicants should use the official government portal and avoid paying unauthorised agents or intermediaries for registration.
Delhi Lakshmi Yojana 2026 – Financial Assistance Benefits
The main objective of the Delhi Lakshmi Yojana is to provide financial assistance to eligible women from low-income families.
Under the scheme, eligible beneficiaries are entitled to financial assistance of ₹2,500 per month.
| Benefit | Amount |
|---|---|
| Monthly Assistance | ₹2,500 |
| Annual Assistance | ₹30,000 |
| Assistance Period | Initially 3 Years |
The scheme provides two different payment options.
Option 1: Split Payment – RD/FD + CBDC Wallet
Under this option, the monthly assistance is divided into two parts.
- ₹1,500 will be deposited into a Recurring Deposit (RD) or Fixed Deposit (FD) account.
- ₹1,000 will be credited to a Central Bank Digital Currency (CBDC) wallet linked to the beneficiary’s bank account.
The RD/FD amount will have a lock-in period until July 31, 2029.
The CBDC wallet will have spending restrictions. It cannot be used to purchase items included in the government’s restricted list, such as alcoholic beverages, tobacco products, narcotic drugs, lottery tickets and gambling-related services.
Option 2: Full Amount Through RD/FD
Under this option, the complete monthly assistance of ₹2,500 will be deposited into an RD/FD account opened in the beneficiary’s name through the selected banking partner.
The RD/FD amount will also have a lock-in period until July 31, 2029.
According to the scheme guidelines, the matured RD/FD amount will be transferred to the beneficiary’s CBDC wallet after the specified period.
Applicants should carefully understand both payment options before selecting their preferred method.
Delhi Lakshmi Yojana 2026 – Eligibility Criteria
Women must satisfy all the applicable conditions to receive benefits under the Delhi Lakshmi Yojana.
1. Gender
Only female applicants are eligible to apply under this scheme.
2. Age Limit
The applicant must be between 21 and 60 years of age on the date of application submission.
3. Delhi Residence Requirement
The applicant, her husband or either of her parents must have been a resident of Delhi for at least 10 years as of the application date.
This means the 10-year residence condition does not necessarily have to be established through the applicant’s own residence alone.
4. Delhi Voter ID
The applicant must be a registered voter of Delhi and should possess a valid Delhi Voter ID.
5. Annual Family Income
The total annual income of the family must not exceed ₹2,50,000.
Family income includes income from different sources, including wages, pensions and other earnings of family members.
6. Senior-Most Eligible Woman in the Family
Only the eldest eligible woman in a family can apply under the scheme.
The government guidelines define the applicant as the eldest woman in the family who satisfies the eligibility requirements.
Therefore, only one eligible woman from a household can receive the benefit.
Who Is Not Eligible for Delhi Lakshmi Yojana 2026?
Women belonging to the following categories are not eligible under the scheme guidelines.
- Women receiving financial assistance in the form of a Central or State Government pension.
- Income Tax payers.
- GST return filers.
- Women who have been government servants or hold public office.
- Women belonging to families with more than three living children.
- Families with annual electricity consumption exceeding 2,400 units.
- Women or family members owning a four-wheeler motor vehicle.
- Women whose family members are regular or contractual employees of the Central Government, State Government, PSU, government boards, local bodies or other government organisations.
- Women whose family members receive government pensions or financial assistance under other government schemes.
- Women with criminal antecedents or criminal records.
Note: The government guidelines contain detailed exclusion conditions. Applicants should check the official notification before applying, especially if any family member is employed in government service or receives another government benefit.
Delhi Lakshmi Yojana 2026 – Documents Required
Applicants should keep the following information and documents ready before starting the online registration.
| Document / Information | Purpose |
|---|---|
| Aadhaar Card | Applicant identification and Aadhaar authentication |
| Delhi Voter ID (EPIC) | Proof of Delhi voter registration |
| Residence Proof | Supporting evidence for the 10-year Delhi residence condition |
| Bank Account Details | For opening or linking the required banking facility |
| Passport-Size Photograph | Applicant identification |
| Self-Declaration | Declaration of eligibility and family information |
| QR-Coded Application Form | To obtain the required MP/MLA recommendation |
| MP/MLA Recommendation | Signed and stamped recommendation from the area representative |
| Family Members’ Aadhaar Details | Details of family members above 18 years |
| Family Members’ Voter ID Details | Details of adult family members |
| APAAR ID | Details of children aged 3 to 18 years |
| ABHA ID | Health account details of family members |
Additional Family Requirements
The scheme guidelines also mention certain family-level responsibilities:
- School-going children must be enrolled in government, government-aided or recognised private schools.
- APAAR ID numbers must be provided for children aged 3 to 18 years.
- ABHA IDs of family members must be provided.
- Children must receive vaccinations according to the government-prescribed schedule, including the specified HPV vaccination requirement for eligible girls.
- Pregnant or lactating mothers in the family must be registered on the POSHAN Tracker.
- Applicants must undertake online pledges relating to social causes prescribed by the government.
Some of these are ongoing family responsibilities and not simply documents to upload during registration.
Applicants should follow the official portal’s document instructions and declaration requirements.
How to Apply Online for Delhi Lakshmi Yojana 2026?
Eligible women can submit their applications through the official Delhi Lakshmi Yojana portal.
Follow the steps below.
Step 1: Visit the Official Website
Open the official Delhi Lakshmi Yojana registration portal:
Step 2: Select the Application Option
Visit the homepage and select the option to apply for Delhi Lakshmi Yojana.
Follow the instructions displayed on the portal to begin registration.
Step 3: Complete the Registration Details
Enter the required applicant information and family details.
These may include:
- Full Name.
- Date of Birth.
- Aadhaar Details.
- Delhi Voter ID.
- Mobile Number.
- Residential Address.
- Family Member Details.
- Annual Family Income.
- Bank Details.
Provide accurate information and verify the details before proceeding.
Step 4: Complete the Online Application
Fill in the application form and provide the required self-declarations and demographic information.
Upload the documents and details requested by the portal.
Step 5: Download the QR-Coded Application Form
After entering the required information, download the QR-coded application form generated by the portal.
Step 6: Obtain MP/MLA Recommendation
Take the downloaded form to the Member of Parliament (MP) or Member of Legislative Assembly (MLA) representing your area.
The form must be duly recommended, signed and stamped by the area MP/MLA.
This is an important requirement under the published scheme guidelines.
Step 7: Upload the Signed and Stamped Form
Return to the official portal and upload the recommended form with the required signature and stamp.
Complete the remaining submission requirements.
Step 8: Submit the Application
Review all the details carefully and submit the application online.
Step 9: Download the Acknowledgement Slip
After successful submission, download the acknowledgement slip.
Keep your application reference details safe for future tracking.
How to Check Delhi Lakshmi Yojana Application Status?
Applicants can use the official portal to track their application.
Follow these steps:
- Visit https://dly.delhi.gov.in/.
- Select the Track Application option.
- Enter the mobile number or other requested details.
- Complete the verification process if required.
- Check the current application status.
The application will undergo scrutiny and verification by the concerned District Women and Child Development Office.
Eligible and verified applications will be forwarded to the District Level Approval, Monitoring and Grievance Redressal Committee for approval.
Applicants may receive SMS notifications at different stages of application processing.
Important Points to Remember Before Applying
- Check your age and family income before registration.
- Ensure that the Delhi voter registration requirement is satisfied.
- Verify the 10-year Delhi residence condition.
- Only the eldest eligible woman in the family should apply.
- Provide correct Aadhaar and family information.
- Complete the required MP/MLA recommendation procedure.
- Select the payment option carefully.
- Keep the acknowledgement slip after submitting the application.
- Do not provide incorrect information or hide family income and employment details.
- Use only the official government portal for registration.
If the authorities discover that a beneficiary was not eligible, the assistance may be stopped, and the government may recover the amount already paid. Legal or administrative action may also be taken in cases involving false information.
Delhi Lakshmi Yojana 2026 – Important Links
| Description | Link |
|---|---|
| Online Registration | https://dly.delhi.gov.in/ |
| Official Department Website | https://wcd.delhi.gov.in/ |
| Scheme Guidelines / Gazette Notification | Available on the WCD Department Notifications page |
| Application Status | https://dly.delhi.gov.in/ |
Applicants can also visit the Department of Women and Child Development website to access official notifications and scheme updates.
Frequently Asked Questions (FAQs)
1. What is Delhi Lakshmi Yojana 2026?
Delhi Lakshmi Yojana is a women welfare scheme introduced by the Government of NCT of Delhi. It provides ₹2,500 monthly financial assistance to eligible women from low-income families.
2. What was the earlier name of Delhi Lakshmi Yojana?
The scheme was previously known as Mahila Samriddhi Yojana. It was renamed Delhi Lakshmi Yojana through a government notification dated August 6, 2026.
3. How much money will women receive under this scheme?
Eligible beneficiaries will receive financial assistance of ₹2,500 per month, equivalent to ₹30,000 per year.
4. Who can apply for Delhi Lakshmi Yojana?
Women aged 21 to 60 years who satisfy the Delhi residence, voter registration and family income conditions can apply, subject to the exclusion criteria.
5. What is the annual family income limit?
The annual family income must not exceed ₹2,50,000.
6. Is a Delhi Voter ID compulsory?
Yes. The applicant must be a registered voter of Delhi under the official eligibility guidelines.
7. Is 10 years of Delhi residence compulsory?
Yes. The applicant, her husband or either of her parents must have been a resident of Delhi for at least 10 years as of the application date.
8. Can two women from the same family receive benefits?
No. Only the eldest eligible woman in the family can apply for the benefit.
9. Is an MLA or MP recommendation required?
Yes. The QR-coded application form downloaded from the portal must be recommended, signed and stamped by the area MP or MLA before it is uploaded for submission.
10. What are the payment options?
Applicants can choose between ₹1,500 in an RD/FD account plus ₹1,000 in a CBDC wallet, or the full ₹2,500 in an RD/FD account.
11. What is the last date to apply?
The scheme guidelines state that online registration will remain open throughout the year. There is no fixed final application deadline specified in the guidelines.
12. Can government employees’ family members apply?
Women belonging to families with members employed in regular or contractual government service, PSU, boards, local bodies or other specified government organisations are excluded under the scheme conditions.
13. Is there any application fee?
The scheme guidelines do not specify a separate application fee. Use the official portal and avoid unauthorised payment requests.
14. Where can I apply for Delhi Lakshmi Yojana 2026?
Eligible applicants can visit the official registration portal:
15. How long will the scheme operate?
The scheme is initially intended to operate for three years from its launch, effective August 1, 2026, unless the government decides otherwise.
Conclusion
Delhi Lakshmi Yojana 2026 is an important financial assistance initiative for eligible women from economically weaker families in Delhi. Under this scheme, eligible beneficiaries can receive ₹2,500 per month to support their financial independence and savings.
Women between 21 and 60 years of age with an annual family income of up to ₹2.50 lakh can apply if they satisfy the other eligibility and exclusion conditions.
The online registration process is available through the official portal, and applicants must also complete the QR-coded application form recommendation process through their area MP or MLA.
If you or someone in your family meets the eligibility requirements, visit the official website and complete the registration process after checking all the conditions.
Stay connected with NewGovtJobAlert.com for the latest Government Schemes, government job notifications, admit cards, results and important public updates. Share this article with eligible women in Delhi so they can learn about this financial assistance scheme. You can also use the NewGovtJobAlert app to receive important updates and notifications.
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